▼ 0.50% · 3.625%
HK$19,567
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,176
−HK$618/mo
Today · 4.125%
HK$20,794
baseline
▲ 0.50% · 4.625%
HK$22,060
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,588/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,768
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,352
−HK$592/mo
Today · 4.125%
HK$22,944
baseline
▲ 0.50% · 4.625%
HK$24,154
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,888/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,524
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,194
−HK$680/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,266
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,945
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,587
−HK$652/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,569
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,481
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,211
−HK$742/mo
Today · 4.125%
HK$24,953
baseline
▲ 0.50% · 4.625%
HK$26,471
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,906/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,122
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,823
−HK$710/mo
Today · 4.125%
HK$27,533
baseline
▲ 0.50% · 4.625%
HK$28,985
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,066/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,437
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,229
−HK$804/mo
Today · 4.125%
HK$27,033
baseline
▲ 0.50% · 4.625%
HK$28,677
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,066/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,299
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,058
−HK$770/mo
Today · 4.125%
HK$29,828
baseline
▲ 0.50% · 4.625%
HK$31,400
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,656/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,394
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,246
−HK$866/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,883
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,476
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,293
−HK$829/mo
Today · 4.125%
HK$32,122
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$64,244/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,351
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,264
−HK$927/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$33,089
+HK$1,898/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,653
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,528
−HK$889/mo
Today · 4.125%
HK$34,417
baseline
▲ 0.50% · 4.625%
HK$36,231
+HK$1,814/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,834/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,308
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,281
−HK$990/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,295
+HK$2,024/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,829
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,764
−HK$947/mo
Today · 4.125%
HK$36,711
baseline
▲ 0.50% · 4.625%
HK$38,646
+HK$1,935/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,422/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,264
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,299
−HK$1,051/mo
Today · 4.125%
HK$35,350
baseline
▲ 0.50% · 4.625%
HK$37,501
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,700/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,006
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$37,999
−HK$1,007/mo
Today · 4.125%
HK$39,006
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,056/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$78,012/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,221
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,317
−HK$1,113/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,707
+HK$2,277/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,183
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,234
−HK$1,066/mo
Today · 4.125%
HK$41,300
baseline
▲ 0.50% · 4.625%
HK$43,477
+HK$2,177/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,600/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,435 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).