▼ 0.50% · 3.625%
HK$19,392
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$19,996
−HK$613/mo
Today · 4.125%
HK$20,609
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,574
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,153
−HK$587/mo
Today · 4.125%
HK$22,740
baseline
▲ 0.50% · 4.625%
HK$23,938
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,480/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,332
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,995
−HK$674/mo
Today · 4.125%
HK$22,669
baseline
▲ 0.50% · 4.625%
HK$24,049
+HK$1,380/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,338/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,731
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,368
−HK$645/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,332
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$735/mo
Today · 4.125%
HK$24,730
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,460/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$704/mo
Today · 4.125%
HK$27,287
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,574/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,210
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$797/mo
Today · 4.125%
HK$26,791
baseline
▲ 0.50% · 4.625%
HK$28,421
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,582/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,046
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,798
−HK$763/mo
Today · 4.125%
HK$29,561
baseline
▲ 0.50% · 4.625%
HK$31,120
+HK$1,559/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,122/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,149
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,994
−HK$858/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,204
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$821/mo
Today · 4.125%
HK$31,835
baseline
▲ 0.50% · 4.625%
HK$33,513
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,670/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,994
−HK$919/mo
Today · 4.125%
HK$30,913
baseline
▲ 0.50% · 4.625%
HK$32,794
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,826/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,361
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,229
−HK$880/mo
Today · 4.125%
HK$34,109
baseline
▲ 0.50% · 4.625%
HK$35,907
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,218/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,028
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$981/mo
Today · 4.125%
HK$32,974
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,948/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,518
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,444
−HK$939/mo
Today · 4.125%
HK$36,383
baseline
▲ 0.50% · 4.625%
HK$38,301
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,766/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,993
−HK$1,042/mo
Today · 4.125%
HK$35,035
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$2,131/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,070/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,676
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$998/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$40,695
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$1,103/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$2,258/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,833
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,056/mo
Today · 4.125%
HK$40,931
baseline
▲ 0.50% · 4.625%
HK$43,089
+HK$2,158/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,862/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).