▼ 0.50% · 3.625%
HK$18,299
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,868
−HK$578/mo
Today · 4.125%
HK$19,446
baseline
▲ 0.50% · 4.625%
HK$20,630
+HK$1,184/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,892/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,357
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,903
−HK$554/mo
Today · 4.125%
HK$21,457
baseline
▲ 0.50% · 4.625%
HK$22,588
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,914/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,129
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,755
−HK$636/mo
Today · 4.125%
HK$21,391
baseline
▲ 0.50% · 4.625%
HK$22,693
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,782/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,994
−HK$609/mo
Today · 4.125%
HK$23,603
baseline
▲ 0.50% · 4.625%
HK$24,847
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,206/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,959
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,642
−HK$694/mo
Today · 4.125%
HK$23,336
baseline
▲ 0.50% · 4.625%
HK$24,756
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,672/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,429
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,084
−HK$665/mo
Today · 4.125%
HK$25,749
baseline
▲ 0.50% · 4.625%
HK$27,106
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,498/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,789
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$751/mo
Today · 4.125%
HK$25,280
baseline
▲ 0.50% · 4.625%
HK$26,819
+HK$1,539/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,560/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,465
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,174
−HK$720/mo
Today · 4.125%
HK$27,894
baseline
▲ 0.50% · 4.625%
HK$29,365
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,788/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,619
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,415
−HK$810/mo
Today · 4.125%
HK$27,225
baseline
▲ 0.50% · 4.625%
HK$28,882
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,450/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,500
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,265
−HK$775/mo
Today · 4.125%
HK$30,040
baseline
▲ 0.50% · 4.625%
HK$31,624
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,080/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,448
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,302
−HK$868/mo
Today · 4.125%
HK$29,170
baseline
▲ 0.50% · 4.625%
HK$30,945
+HK$1,775/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,340/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,536
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,355
−HK$831/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$33,882
+HK$1,696/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,278
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,189
−HK$925/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$33,008
+HK$1,894/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,572
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,445
−HK$887/mo
Today · 4.125%
HK$34,332
baseline
▲ 0.50% · 4.625%
HK$36,141
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,664/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,108
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,076
−HK$983/mo
Today · 4.125%
HK$33,059
baseline
▲ 0.50% · 4.625%
HK$35,071
+HK$2,012/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,118/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,608
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,536
−HK$941/mo
Today · 4.125%
HK$36,477
baseline
▲ 0.50% · 4.625%
HK$38,400
+HK$1,923/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,954/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,938
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,963
−HK$1,041/mo
Today · 4.125%
HK$35,004
baseline
▲ 0.50% · 4.625%
HK$37,133
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$70,008/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,643
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,626
−HK$997/mo
Today · 4.125%
HK$38,623
baseline
▲ 0.50% · 4.625%
HK$40,659
+HK$2,036/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,246/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,749 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).