▼ 0.50% · 3.625%
HK$19,459
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,064
−HK$615/mo
Today · 4.125%
HK$20,679
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,358/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,648
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,229
−HK$589/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,202/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,405
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,071
−HK$676/mo
Today · 4.125%
HK$22,747
baseline
▲ 0.50% · 4.625%
HK$24,131
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,494/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,451
−HK$648/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,422
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,351
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,077
−HK$738/mo
Today · 4.125%
HK$24,815
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,630/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,978
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$707/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$28,824
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$799/mo
Today · 4.125%
HK$26,883
baseline
▲ 0.50% · 4.625%
HK$28,519
+HK$1,636/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,766/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,142
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,897
−HK$766/mo
Today · 4.125%
HK$29,663
baseline
▲ 0.50% · 4.625%
HK$31,226
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,326/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,090
−HK$861/mo
Today · 4.125%
HK$28,951
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,902/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,307
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,120
−HK$825/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,628
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$923/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$883/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,134
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,103
−HK$984/mo
Today · 4.125%
HK$33,087
baseline
▲ 0.50% · 4.625%
HK$35,100
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,174/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,637
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,566
−HK$942/mo
Today · 4.125%
HK$36,508
baseline
▲ 0.50% · 4.625%
HK$38,432
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,016/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,080
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,109
−HK$1,046/mo
Today · 4.125%
HK$35,155
baseline
▲ 0.50% · 4.625%
HK$37,294
+HK$2,139/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,310/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,802
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,789
−HK$1,001/mo
Today · 4.125%
HK$38,790
baseline
▲ 0.50% · 4.625%
HK$40,834
+HK$2,044/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,580/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,026
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,116
−HK$1,107/mo
Today · 4.125%
HK$37,223
baseline
▲ 0.50% · 4.625%
HK$39,488
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,446/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,966
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,011
−HK$1,061/mo
Today · 4.125%
HK$41,072
baseline
▲ 0.50% · 4.625%
HK$43,236
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,144/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).