▼ 0.50% · 3.625%
HK$19,701
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,314
−HK$622/mo
Today · 4.125%
HK$20,936
baseline
▲ 0.50% · 4.625%
HK$22,210
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,872/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,917
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$596/mo
Today · 4.125%
HK$23,101
baseline
▲ 0.50% · 4.625%
HK$24,319
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,202/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,671
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,345
−HK$685/mo
Today · 4.125%
HK$23,030
baseline
▲ 0.50% · 4.625%
HK$24,431
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,060/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,109
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,755
−HK$656/mo
Today · 4.125%
HK$25,411
baseline
▲ 0.50% · 4.625%
HK$26,751
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,822/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,641
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,377
−HK$747/mo
Today · 4.125%
HK$25,124
baseline
▲ 0.50% · 4.625%
HK$26,652
+HK$1,528/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$50,248/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,301
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$27,006
−HK$715/mo
Today · 4.125%
HK$27,721
baseline
▲ 0.50% · 4.625%
HK$29,183
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$55,442/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,611
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,408
−HK$809/mo
Today · 4.125%
HK$27,217
baseline
▲ 0.50% · 4.625%
HK$28,873
+HK$1,656/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$54,434/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,492
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,256
−HK$776/mo
Today · 4.125%
HK$30,032
baseline
▲ 0.50% · 4.625%
HK$31,615
+HK$1,583/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$60,064/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,581
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,439
−HK$872/mo
Today · 4.125%
HK$29,311
baseline
▲ 0.50% · 4.625%
HK$31,094
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,622/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,684
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,507
−HK$835/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,705/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,551
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$934/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,757
−HK$895/mo
Today · 4.125%
HK$34,652
baseline
▲ 0.50% · 4.625%
HK$36,478
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,304/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,522
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,502
−HK$996/mo
Today · 4.125%
HK$33,498
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,996/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,067
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,008
−HK$954/mo
Today · 4.125%
HK$36,962
baseline
▲ 0.50% · 4.625%
HK$38,910
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,924/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,492
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$1,059/mo
Today · 4.125%
HK$35,592
baseline
▲ 0.50% · 4.625%
HK$37,758
+HK$2,166/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,184/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,259
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,258
−HK$1,014/mo
Today · 4.125%
HK$39,272
baseline
▲ 0.50% · 4.625%
HK$41,342
+HK$2,070/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,544/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,462
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,565
−HK$1,120/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,979
+HK$2,294/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,451
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,509
−HK$1,073/mo
Today · 4.125%
HK$41,582
baseline
▲ 0.50% · 4.625%
HK$43,774
+HK$2,192/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,164/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).