▼ 0.50% · 3.625%
HK$18,301
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,870
−HK$579/mo
Today · 4.125%
HK$19,449
baseline
▲ 0.50% · 4.625%
HK$20,632
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,898/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,360
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,906
−HK$554/mo
Today · 4.125%
HK$21,460
baseline
▲ 0.50% · 4.625%
HK$22,591
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,920/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,131
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,757
−HK$636/mo
Today · 4.125%
HK$21,393
baseline
▲ 0.50% · 4.625%
HK$22,695
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,786/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,396
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,996
−HK$610/mo
Today · 4.125%
HK$23,606
baseline
▲ 0.50% · 4.625%
HK$24,850
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,212/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,961
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,644
−HK$694/mo
Today · 4.125%
HK$23,338
baseline
▲ 0.50% · 4.625%
HK$24,758
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,676/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,432
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,087
−HK$665/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,109
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,791
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,531
−HK$752/mo
Today · 4.125%
HK$25,283
baseline
▲ 0.50% · 4.625%
HK$26,822
+HK$1,539/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,566/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,468
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$720/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,368
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,621
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$810/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,885
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$775/mo
Today · 4.125%
HK$30,043
baseline
▲ 0.50% · 4.625%
HK$31,627
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,086/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,451
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,305
−HK$868/mo
Today · 4.125%
HK$29,173
baseline
▲ 0.50% · 4.625%
HK$30,948
+HK$1,775/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,346/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,539
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,358
−HK$831/mo
Today · 4.125%
HK$32,189
baseline
▲ 0.50% · 4.625%
HK$33,886
+HK$1,697/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,378/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,282
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$926/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,893/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,575
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$886/mo
Today · 4.125%
HK$34,335
baseline
▲ 0.50% · 4.625%
HK$36,145
+HK$1,810/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,670/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,112
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,079
−HK$984/mo
Today · 4.125%
HK$33,063
baseline
▲ 0.50% · 4.625%
HK$35,074
+HK$2,011/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,126/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,611
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,540
−HK$941/mo
Today · 4.125%
HK$36,481
baseline
▲ 0.50% · 4.625%
HK$38,404
+HK$1,923/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,962/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,942
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,966
−HK$1,041/mo
Today · 4.125%
HK$35,007
baseline
▲ 0.50% · 4.625%
HK$37,138
+HK$2,131/mo
Deposit HK$803K · loan HK$7.22M · min. income ≈ HK$70,014/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,647
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,630
−HK$997/mo
Today · 4.125%
HK$38,627
baseline
▲ 0.50% · 4.625%
HK$40,663
+HK$2,036/mo
Deposit HK$803K · loan HK$7.22M · min. income ≈ HK$77,254/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).