▼ 0.50% · 3.625%
HK$18,950
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,539
−HK$599/mo
Today · 4.125%
HK$20,138
baseline
▲ 0.50% · 4.625%
HK$21,363
+HK$1,225/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,276/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,081
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,647
−HK$573/mo
Today · 4.125%
HK$22,220
baseline
▲ 0.50% · 4.625%
HK$23,392
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,440/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,845
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,493
−HK$659/mo
Today · 4.125%
HK$22,152
baseline
▲ 0.50% · 4.625%
HK$23,500
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,304/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,190
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$631/mo
Today · 4.125%
HK$24,442
baseline
▲ 0.50% · 4.625%
HK$25,731
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,884/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$719/mo
Today · 4.125%
HK$24,166
baseline
▲ 0.50% · 4.625%
HK$25,636
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$48,332/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,298
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,976
−HK$688/mo
Today · 4.125%
HK$26,664
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,406/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$53,328/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,401
−HK$778/mo
Today · 4.125%
HK$26,179
baseline
▲ 0.50% · 4.625%
HK$27,772
+HK$1,593/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,358/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,406
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,141
−HK$745/mo
Today · 4.125%
HK$28,886
baseline
▲ 0.50% · 4.625%
HK$30,409
+HK$1,523/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,772/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,530
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$838/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,909
+HK$1,716/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,514
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$803/mo
Today · 4.125%
HK$31,108
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,216/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,425
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,309
−HK$898/mo
Today · 4.125%
HK$30,207
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,838/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,414/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,622
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$861/mo
Today · 4.125%
HK$33,331
baseline
▲ 0.50% · 4.625%
HK$35,087
+HK$1,756/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,662/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,320
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,263
−HK$958/mo
Today · 4.125%
HK$32,221
baseline
▲ 0.50% · 4.625%
HK$34,181
+HK$1,960/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,442/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,730
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,635
−HK$918/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,215
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,217
−HK$1,018/mo
Today · 4.125%
HK$34,235
baseline
▲ 0.50% · 4.625%
HK$36,318
+HK$2,083/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,470/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,838
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,800
−HK$975/mo
Today · 4.125%
HK$37,775
baseline
▲ 0.50% · 4.625%
HK$39,766
+HK$1,991/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,550/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,110
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$1,077/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,946
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,033/mo
Today · 4.125%
HK$39,997
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$79,994/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).