▼ 0.50% · 3.625%
HK$17,127
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,660
−HK$541/mo
Today · 4.125%
HK$18,201
baseline
▲ 0.50% · 4.625%
HK$19,309
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,402/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,054
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,565
−HK$518/mo
Today · 4.125%
HK$20,083
baseline
▲ 0.50% · 4.625%
HK$21,142
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,166/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,840
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,426
−HK$595/mo
Today · 4.125%
HK$20,021
baseline
▲ 0.50% · 4.625%
HK$21,240
+HK$1,219/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,042/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,959
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,521
−HK$571/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,256
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,192
−HK$650/mo
Today · 4.125%
HK$21,842
baseline
▲ 0.50% · 4.625%
HK$23,171
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,684/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,865
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,478
−HK$622/mo
Today · 4.125%
HK$24,100
baseline
▲ 0.50% · 4.625%
HK$25,370
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,200/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,265
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,958
−HK$704/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$25,101
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$674/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,485
+HK$1,377/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,724
−HK$758/mo
Today · 4.125%
HK$25,482
baseline
▲ 0.50% · 4.625%
HK$27,032
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,964/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,675
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,391
−HK$726/mo
Today · 4.125%
HK$28,117
baseline
▲ 0.50% · 4.625%
HK$29,599
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,234/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,691
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$812/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,963
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,581
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,347
−HK$778/mo
Today · 4.125%
HK$30,125
baseline
▲ 0.50% · 4.625%
HK$31,713
+HK$1,588/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,250/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,404
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,256
−HK$866/mo
Today · 4.125%
HK$29,122
baseline
▲ 0.50% · 4.625%
HK$30,894
+HK$1,772/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,244/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,304
−HK$829/mo
Today · 4.125%
HK$32,133
baseline
▲ 0.50% · 4.625%
HK$33,827
+HK$1,694/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,266/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,116
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,022
−HK$920/mo
Today · 4.125%
HK$30,942
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,883/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,884/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,392
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$882/mo
Today · 4.125%
HK$34,142
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,284/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,829
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,788
−HK$974/mo
Today · 4.125%
HK$32,762
baseline
▲ 0.50% · 4.625%
HK$34,756
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,524/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,297
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,217
−HK$933/mo
Today · 4.125%
HK$36,150
baseline
▲ 0.50% · 4.625%
HK$38,056
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,300/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,334 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).