▼ 0.50% · 3.625%
HK$19,376
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,979
−HK$612/mo
Today · 4.125%
HK$20,591
baseline
▲ 0.50% · 4.625%
HK$21,844
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,182/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,555
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,134
−HK$586/mo
Today · 4.125%
HK$22,720
baseline
▲ 0.50% · 4.625%
HK$23,918
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,440/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,313
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,976
−HK$674/mo
Today · 4.125%
HK$22,650
baseline
▲ 0.50% · 4.625%
HK$24,028
+HK$1,378/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,300/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,711
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,347
−HK$645/mo
Today · 4.125%
HK$24,992
baseline
▲ 0.50% · 4.625%
HK$26,309
+HK$1,317/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,984/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,251
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,974
−HK$735/mo
Today · 4.125%
HK$24,709
baseline
▲ 0.50% · 4.625%
HK$26,213
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,418/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,867
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,560
−HK$704/mo
Today · 4.125%
HK$27,264
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,437/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,528/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,189
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,972
−HK$796/mo
Today · 4.125%
HK$26,768
baseline
▲ 0.50% · 4.625%
HK$28,397
+HK$1,629/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,536/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,022
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$762/mo
Today · 4.125%
HK$29,536
baseline
▲ 0.50% · 4.625%
HK$31,093
+HK$1,557/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,072/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,126
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,970
−HK$857/mo
Today · 4.125%
HK$28,827
baseline
▲ 0.50% · 4.625%
HK$30,581
+HK$1,754/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,654/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,178
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,987
−HK$821/mo
Today · 4.125%
HK$31,808
baseline
▲ 0.50% · 4.625%
HK$33,485
+HK$1,677/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,616/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,064
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$918/mo
Today · 4.125%
HK$30,886
baseline
▲ 0.50% · 4.625%
HK$32,766
+HK$1,880/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,772/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,333
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,200
−HK$880/mo
Today · 4.125%
HK$34,080
baseline
▲ 0.50% · 4.625%
HK$35,876
+HK$1,796/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,160/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,001
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,966
−HK$979/mo
Today · 4.125%
HK$32,945
baseline
▲ 0.50% · 4.625%
HK$34,950
+HK$2,005/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,890/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,489
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,414
−HK$938/mo
Today · 4.125%
HK$36,352
baseline
▲ 0.50% · 4.625%
HK$38,268
+HK$1,916/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,704/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,939
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$1,041/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$37,135
+HK$2,130/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,644
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,627
−HK$997/mo
Today · 4.125%
HK$38,624
baseline
▲ 0.50% · 4.625%
HK$40,660
+HK$2,036/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,248/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,877
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,961
−HK$1,103/mo
Today · 4.125%
HK$37,064
baseline
▲ 0.50% · 4.625%
HK$39,319
+HK$2,255/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,128/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,800
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,840
−HK$1,056/mo
Today · 4.125%
HK$40,896
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,156/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,792/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,918 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).