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At today's rate and a 90% mortgage, the deposit on this unit is about HK$664K, with repayments around HK$28,980/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$664K · loan HK$5.98M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,320 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- G
- Saleable Area
- 436 Saleable ft²
- Gross Area
- 578 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-28 | HK$6.10M | −7.9% 4.9y · −2.0%/yr |
| 2019-05-16 | HK$6.62M | +172.4% 9.5y · 18.0%/yr |
| 2009-11-20 | HK$2.43M | +18.5% |
| 2009-01-30 | HK$2.05M | −16.0% |
| 2005-06-08 | HK$2.44M | — |