▼ 0.50% · 3.625%
HK$18,810
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,395
−HK$595/mo
Today · 4.125%
HK$19,990
baseline
▲ 0.50% · 4.625%
HK$21,206
+HK$1,216/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,980/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,926
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,488
−HK$569/mo
Today · 4.125%
HK$22,057
baseline
▲ 0.50% · 4.625%
HK$23,220
+HK$1,163/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,114/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,691
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$654/mo
Today · 4.125%
HK$21,989
baseline
▲ 0.50% · 4.625%
HK$23,327
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,978/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$627/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,542
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,572
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,275
−HK$713/mo
Today · 4.125%
HK$23,988
baseline
▲ 0.50% · 4.625%
HK$25,448
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,976/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,112
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$683/mo
Today · 4.125%
HK$26,468
baseline
▲ 0.50% · 4.625%
HK$27,863
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,936/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,453
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,214
−HK$773/mo
Today · 4.125%
HK$25,987
baseline
▲ 0.50% · 4.625%
HK$27,568
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,974/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,204
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,934
−HK$740/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,185
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,335
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$832/mo
Today · 4.125%
HK$27,986
baseline
▲ 0.50% · 4.625%
HK$29,689
+HK$1,703/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,972/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,297
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$797/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,507
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,216
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$892/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,390
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$854/mo
Today · 4.125%
HK$33,085
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,170/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,097
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$951/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,930
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$911/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$1,860/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,978
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,972
−HK$1,011/mo
Today · 4.125%
HK$33,983
baseline
▲ 0.50% · 4.625%
HK$36,051
+HK$2,068/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,966/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,575
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,529
−HK$968/mo
Today · 4.125%
HK$37,497
baseline
▲ 0.50% · 4.625%
HK$39,473
+HK$1,976/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,994/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,912
−HK$1,070/mo
Today · 4.125%
HK$35,982
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$2,189/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$71,964/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,024/mo
Today · 4.125%
HK$39,702
baseline
▲ 0.50% · 4.625%
HK$41,795
+HK$2,093/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$79,404/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,477 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).