▼ 0.50% · 3.625%
HK$18,808
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,393
−HK$595/mo
Today · 4.125%
HK$19,988
baseline
▲ 0.50% · 4.625%
HK$21,204
+HK$1,216/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,976/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,924
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,485
−HK$569/mo
Today · 4.125%
HK$22,054
baseline
▲ 0.50% · 4.625%
HK$23,217
+HK$1,163/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,108/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,333
−HK$654/mo
Today · 4.125%
HK$21,987
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,337/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,974/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,634
−HK$626/mo
Today · 4.125%
HK$24,260
baseline
▲ 0.50% · 4.625%
HK$25,539
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,520/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,570
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,272
−HK$713/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,445
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,109
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$683/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,451
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,211
−HK$773/mo
Today · 4.125%
HK$25,984
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,968/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,201
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,931
−HK$740/mo
Today · 4.125%
HK$28,671
baseline
▲ 0.50% · 4.625%
HK$30,182
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,342/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,332
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,151
−HK$832/mo
Today · 4.125%
HK$27,983
baseline
▲ 0.50% · 4.625%
HK$29,686
+HK$1,703/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,294
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,079
−HK$797/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,504
+HK$1,628/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,212
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,090
−HK$892/mo
Today · 4.125%
HK$29,982
baseline
▲ 0.50% · 4.625%
HK$31,806
+HK$1,824/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,964/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,386
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$854/mo
Today · 4.125%
HK$33,082
baseline
▲ 0.50% · 4.625%
HK$34,826
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,164/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$951/mo
Today · 4.125%
HK$31,980
baseline
▲ 0.50% · 4.625%
HK$33,926
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,960/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$911/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$1,860/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,974
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$1,010/mo
Today · 4.125%
HK$33,979
baseline
▲ 0.50% · 4.625%
HK$36,047
+HK$2,068/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,958/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,571
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,525
−HK$968/mo
Today · 4.125%
HK$37,493
baseline
▲ 0.50% · 4.625%
HK$39,469
+HK$1,976/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,986/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,855
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$1,070/mo
Today · 4.125%
HK$35,978
baseline
▲ 0.50% · 4.625%
HK$38,167
+HK$2,189/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$71,956/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,025/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$41,791
+HK$2,093/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).