▼ 0.50% · 3.625%
HK$19,551
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,159
−HK$618/mo
Today · 4.125%
HK$20,777
baseline
▲ 0.50% · 4.625%
HK$22,041
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,554/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,750
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,333
−HK$592/mo
Today · 4.125%
HK$22,925
baseline
▲ 0.50% · 4.625%
HK$24,134
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,850/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$679/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,245
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$651/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,461
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,191
−HK$741/mo
Today · 4.125%
HK$24,932
baseline
▲ 0.50% · 4.625%
HK$26,449
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,864/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,100
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,800
−HK$710/mo
Today · 4.125%
HK$27,510
baseline
▲ 0.50% · 4.625%
HK$28,960
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,020/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,416
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,207
−HK$803/mo
Today · 4.125%
HK$27,010
baseline
▲ 0.50% · 4.625%
HK$28,653
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,020/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,275
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,033
−HK$770/mo
Today · 4.125%
HK$29,803
baseline
▲ 0.50% · 4.625%
HK$31,374
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,606/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,371
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,222
−HK$865/mo
Today · 4.125%
HK$29,087
baseline
▲ 0.50% · 4.625%
HK$30,857
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,174/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,450
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,267
−HK$828/mo
Today · 4.125%
HK$32,095
baseline
▲ 0.50% · 4.625%
HK$33,787
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,190/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,326
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,238
−HK$927/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,896/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,500
−HK$888/mo
Today · 4.125%
HK$34,388
baseline
▲ 0.50% · 4.625%
HK$36,200
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,776/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,281
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,254
−HK$989/mo
Today · 4.125%
HK$33,243
baseline
▲ 0.50% · 4.625%
HK$35,266
+HK$2,023/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,486/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,800
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,733
−HK$947/mo
Today · 4.125%
HK$36,680
baseline
▲ 0.50% · 4.625%
HK$38,614
+HK$1,934/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,360/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,236
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$1,050/mo
Today · 4.125%
HK$35,320
baseline
▲ 0.50% · 4.625%
HK$37,470
+HK$2,150/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,640/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,975
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,967
−HK$1,006/mo
Today · 4.125%
HK$38,973
baseline
▲ 0.50% · 4.625%
HK$41,027
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,946/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,286
−HK$1,112/mo
Today · 4.125%
HK$37,398
baseline
▲ 0.50% · 4.625%
HK$39,674
+HK$2,276/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$74,796/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,150
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,200
−HK$1,065/mo
Today · 4.125%
HK$41,265
baseline
▲ 0.50% · 4.625%
HK$43,440
+HK$2,175/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$82,530/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,218 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).