▼ 0.50% · 3.625%
HK$17,228
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,764
−HK$544/mo
Today · 4.125%
HK$18,308
baseline
▲ 0.50% · 4.625%
HK$19,422
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,616/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,166
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,680
−HK$521/mo
Today · 4.125%
HK$20,201
baseline
▲ 0.50% · 4.625%
HK$21,266
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,402/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,950
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,540
−HK$599/mo
Today · 4.125%
HK$20,139
baseline
▲ 0.50% · 4.625%
HK$21,364
+HK$1,225/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,278/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,082
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,648
−HK$573/mo
Today · 4.125%
HK$22,221
baseline
▲ 0.50% · 4.625%
HK$23,393
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,442/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,316
−HK$654/mo
Today · 4.125%
HK$21,970
baseline
▲ 0.50% · 4.625%
HK$23,306
+HK$1,336/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,940/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,999
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,616
−HK$625/mo
Today · 4.125%
HK$24,241
baseline
▲ 0.50% · 4.625%
HK$25,519
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,482/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,396
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$707/mo
Today · 4.125%
HK$23,800
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,449/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$47,600/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,915
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,584
−HK$677/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,646
+HK$1,385/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,119
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$762/mo
Today · 4.125%
HK$25,631
baseline
▲ 0.50% · 4.625%
HK$27,191
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,262/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,832
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$731/mo
Today · 4.125%
HK$28,282
baseline
▲ 0.50% · 4.625%
HK$29,772
+HK$1,490/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,564/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,842
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,645
−HK$817/mo
Today · 4.125%
HK$27,462
baseline
▲ 0.50% · 4.625%
HK$29,133
+HK$1,671/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,924/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,748
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,519
−HK$783/mo
Today · 4.125%
HK$30,302
baseline
▲ 0.50% · 4.625%
HK$31,899
+HK$1,597/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,604/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,564
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,422
−HK$871/mo
Today · 4.125%
HK$29,293
baseline
▲ 0.50% · 4.625%
HK$31,075
+HK$1,782/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$58,586/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,665
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,487
−HK$835/mo
Today · 4.125%
HK$32,322
baseline
▲ 0.50% · 4.625%
HK$34,025
+HK$1,703/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$64,644/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,198
−HK$926/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$33,017
+HK$1,893/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,455
−HK$887/mo
Today · 4.125%
HK$34,342
baseline
▲ 0.50% · 4.625%
HK$36,152
+HK$1,810/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,684/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,010
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,974
−HK$980/mo
Today · 4.125%
HK$32,954
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$2,006/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,908/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,498
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,423
−HK$939/mo
Today · 4.125%
HK$36,362
baseline
▲ 0.50% · 4.625%
HK$38,279
+HK$1,917/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,724/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,655 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).