▼ 0.50% · 3.625%
HK$20,144
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,770
−HK$637/mo
Today · 4.125%
HK$21,407
baseline
▲ 0.50% · 4.625%
HK$22,710
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,814/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,410
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,011
−HK$610/mo
Today · 4.125%
HK$23,621
baseline
▲ 0.50% · 4.625%
HK$24,866
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,242/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,158
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,847
−HK$701/mo
Today · 4.125%
HK$23,548
baseline
▲ 0.50% · 4.625%
HK$24,981
+HK$1,433/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,096/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,651
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,312
−HK$671/mo
Today · 4.125%
HK$25,983
baseline
▲ 0.50% · 4.625%
HK$27,352
+HK$1,369/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,966/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,173
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,925
−HK$763/mo
Today · 4.125%
HK$25,688
baseline
▲ 0.50% · 4.625%
HK$27,252
+HK$1,564/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,376/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,892
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,613
−HK$732/mo
Today · 4.125%
HK$28,345
baseline
▲ 0.50% · 4.625%
HK$29,839
+HK$1,494/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,690/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,187
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,002
−HK$827/mo
Today · 4.125%
HK$27,829
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,658/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,133
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,914
−HK$793/mo
Today · 4.125%
HK$30,707
baseline
▲ 0.50% · 4.625%
HK$32,325
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,414/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,201
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,079
−HK$891/mo
Today · 4.125%
HK$29,970
baseline
▲ 0.50% · 4.625%
HK$31,793
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,940/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,374
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,215
−HK$854/mo
Today · 4.125%
HK$33,069
baseline
▲ 0.50% · 4.625%
HK$34,812
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,138/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,216
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$955/mo
Today · 4.125%
HK$32,111
baseline
▲ 0.50% · 4.625%
HK$34,064
+HK$1,953/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,222/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,615
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$915/mo
Today · 4.125%
HK$35,431
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$1,867/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,862/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,230
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,233
−HK$1,018/mo
Today · 4.125%
HK$34,251
baseline
▲ 0.50% · 4.625%
HK$36,335
+HK$2,084/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,502/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,856
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,817
−HK$976/mo
Today · 4.125%
HK$37,793
baseline
▲ 0.50% · 4.625%
HK$39,785
+HK$1,992/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,586/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,245
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,310
−HK$1,082/mo
Today · 4.125%
HK$36,392
baseline
▲ 0.50% · 4.625%
HK$38,606
+HK$2,214/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,784/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,097
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,118
−HK$1,037/mo
Today · 4.125%
HK$40,155
baseline
▲ 0.50% · 4.625%
HK$42,272
+HK$2,117/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,310/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,259
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,387
−HK$1,146/mo
Today · 4.125%
HK$38,533
baseline
▲ 0.50% · 4.625%
HK$40,877
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,066/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,420
−HK$1,097/mo
Today · 4.125%
HK$42,517
baseline
▲ 0.50% · 4.625%
HK$44,758
+HK$2,241/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$85,034/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,021 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).