▼ 0.50% · 3.625%
HK$19,282
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,882
−HK$610/mo
Today · 4.125%
HK$20,492
baseline
▲ 0.50% · 4.625%
HK$21,738
+HK$1,246/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,984/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,451
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,027
−HK$583/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,802
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,211
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,870
−HK$671/mo
Today · 4.125%
HK$22,541
baseline
▲ 0.50% · 4.625%
HK$23,912
+HK$1,371/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,082/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,597
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$642/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,182
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,139
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,859
−HK$731/mo
Today · 4.125%
HK$24,590
baseline
▲ 0.50% · 4.625%
HK$26,086
+HK$1,496/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,180/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,432
−HK$701/mo
Today · 4.125%
HK$27,133
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,266/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,067
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$792/mo
Today · 4.125%
HK$26,639
baseline
▲ 0.50% · 4.625%
HK$28,260
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,278/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$759/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,995
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,835
−HK$853/mo
Today · 4.125%
HK$28,688
baseline
▲ 0.50% · 4.625%
HK$30,434
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,376/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,032
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,838
−HK$817/mo
Today · 4.125%
HK$31,655
baseline
▲ 0.50% · 4.625%
HK$33,323
+HK$1,668/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,310/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,823
−HK$914/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,608
+HK$1,871/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,177
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,040
−HK$876/mo
Today · 4.125%
HK$33,916
baseline
▲ 0.50% · 4.625%
HK$35,703
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,832/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,852
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,812
−HK$975/mo
Today · 4.125%
HK$32,787
baseline
▲ 0.50% · 4.625%
HK$34,782
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,574/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,322
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,243
−HK$934/mo
Today · 4.125%
HK$36,177
baseline
▲ 0.50% · 4.625%
HK$38,084
+HK$1,907/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,354/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,780
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$1,036/mo
Today · 4.125%
HK$34,836
baseline
▲ 0.50% · 4.625%
HK$36,955
+HK$2,119/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,672/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,468
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$992/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,026/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,708
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,788
−HK$1,097/mo
Today · 4.125%
HK$36,885
baseline
▲ 0.50% · 4.625%
HK$39,129
+HK$2,244/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,770/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,613
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,648
−HK$1,051/mo
Today · 4.125%
HK$40,699
baseline
▲ 0.50% · 4.625%
HK$42,844
+HK$2,145/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,398/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).