▼ 0.50% · 3.625%
HK$20,956
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,608
−HK$662/mo
Today · 4.125%
HK$22,270
baseline
▲ 0.50% · 4.625%
HK$23,625
+HK$1,355/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,540/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,313
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,938
−HK$635/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,295/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,051
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$729/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,987
+HK$1,490/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,644
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,332
−HK$698/mo
Today · 4.125%
HK$27,030
baseline
▲ 0.50% · 4.625%
HK$28,455
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,060/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,147
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,929
−HK$795/mo
Today · 4.125%
HK$26,724
baseline
▲ 0.50% · 4.625%
HK$28,350
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,448/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,976
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$761/mo
Today · 4.125%
HK$29,487
baseline
▲ 0.50% · 4.625%
HK$31,041
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,974/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,242
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,090
−HK$861/mo
Today · 4.125%
HK$28,951
baseline
▲ 0.50% · 4.625%
HK$30,712
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,902/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,307
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,120
−HK$824/mo
Today · 4.125%
HK$31,944
baseline
▲ 0.50% · 4.625%
HK$33,628
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,888/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,338
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,251
−HK$927/mo
Today · 4.125%
HK$31,178
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,356/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,638
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,514
−HK$888/mo
Today · 4.125%
HK$34,402
baseline
▲ 0.50% · 4.625%
HK$36,215
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,804/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,411
−HK$994/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,437
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,907
−HK$952/mo
Today · 4.125%
HK$36,859
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,718/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,529
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,572
−HK$1,060/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,800
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,301
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,301
−HK$1,015/mo
Today · 4.125%
HK$39,316
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,632/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,625
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,733
−HK$1,126/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$40,162
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,632
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,695
−HK$1,078/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$43,975
+HK$2,202/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,720
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,192/mo
Today · 4.125%
HK$40,086
baseline
▲ 0.50% · 4.625%
HK$42,525
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,172/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,964
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,089
−HK$1,142/mo
Today · 4.125%
HK$44,231
baseline
▲ 0.50% · 4.625%
HK$46,562
+HK$2,331/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,462/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,009 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).