▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,766
−HK$636/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,705
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,405
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$609/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,153
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$700/mo
Today · 4.125%
HK$23,542
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,433/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,084/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,645
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$671/mo
Today · 4.125%
HK$25,977
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,954/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,167
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$764/mo
Today · 4.125%
HK$25,683
baseline
▲ 0.50% · 4.625%
HK$27,245
+HK$1,562/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,366/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,886
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,607
−HK$731/mo
Today · 4.125%
HK$28,338
baseline
▲ 0.50% · 4.625%
HK$29,832
+HK$1,494/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,676/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$828/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,693/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$793/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,195
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$891/mo
Today · 4.125%
HK$29,963
baseline
▲ 0.50% · 4.625%
HK$31,786
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,926/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,367
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$853/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$34,804
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$954/mo
Today · 4.125%
HK$32,103
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,954/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,206/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,607
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$914/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,290
+HK$1,867/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,223
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,225
−HK$1,019/mo
Today · 4.125%
HK$34,244
baseline
▲ 0.50% · 4.625%
HK$36,327
+HK$2,083/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,488/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,848
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,809
−HK$975/mo
Today · 4.125%
HK$37,784
baseline
▲ 0.50% · 4.625%
HK$39,776
+HK$1,992/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,568/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,237
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,302
−HK$1,082/mo
Today · 4.125%
HK$36,384
baseline
▲ 0.50% · 4.625%
HK$38,598
+HK$2,214/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$72,768/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,088
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,110
−HK$1,036/mo
Today · 4.125%
HK$40,146
baseline
▲ 0.50% · 4.625%
HK$42,262
+HK$2,116/mo
Deposit HK$1.32M · loan HK$7.51M · min. income ≈ HK$80,292/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,251
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$1,146/mo
Today · 4.125%
HK$38,524
baseline
▲ 0.50% · 4.625%
HK$40,868
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,048/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,329
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,097/mo
Today · 4.125%
HK$42,507
baseline
▲ 0.50% · 4.625%
HK$44,748
+HK$2,241/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$85,014/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).