▼ 0.50% · 3.625%
HK$19,953
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,573
−HK$631/mo
Today · 4.125%
HK$21,204
baseline
▲ 0.50% · 4.625%
HK$22,494
+HK$1,290/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,408/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,197
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$604/mo
Today · 4.125%
HK$23,396
baseline
▲ 0.50% · 4.625%
HK$24,629
+HK$1,233/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,792/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$694/mo
Today · 4.125%
HK$23,324
baseline
▲ 0.50% · 4.625%
HK$24,743
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,648/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,417
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,072
−HK$664/mo
Today · 4.125%
HK$25,736
baseline
▲ 0.50% · 4.625%
HK$27,092
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,472/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,943
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,688
−HK$756/mo
Today · 4.125%
HK$25,444
baseline
▲ 0.50% · 4.625%
HK$26,993
+HK$1,549/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,888/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,636
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,351
−HK$724/mo
Today · 4.125%
HK$28,075
baseline
▲ 0.50% · 4.625%
HK$29,555
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,150/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,938
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,745
−HK$820/mo
Today · 4.125%
HK$27,565
baseline
▲ 0.50% · 4.625%
HK$29,242
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,130/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,630
−HK$785/mo
Today · 4.125%
HK$30,415
baseline
▲ 0.50% · 4.625%
HK$32,018
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,830/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,934
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,802
−HK$883/mo
Today · 4.125%
HK$29,685
baseline
▲ 0.50% · 4.625%
HK$31,491
+HK$1,806/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,370/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,076
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,909
−HK$846/mo
Today · 4.125%
HK$32,755
baseline
▲ 0.50% · 4.625%
HK$34,481
+HK$1,726/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,510/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,929
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,860
−HK$946/mo
Today · 4.125%
HK$31,806
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,612/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,295
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,188
−HK$906/mo
Today · 4.125%
HK$35,094
baseline
▲ 0.50% · 4.625%
HK$36,944
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,188/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,917
−HK$1,009/mo
Today · 4.125%
HK$33,926
baseline
▲ 0.50% · 4.625%
HK$35,990
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,852/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,515
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,468
−HK$966/mo
Today · 4.125%
HK$37,434
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$1,973/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,868/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,919
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$1,072/mo
Today · 4.125%
HK$36,046
baseline
▲ 0.50% · 4.625%
HK$38,240
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,092/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,735
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,747
−HK$1,027/mo
Today · 4.125%
HK$39,774
baseline
▲ 0.50% · 4.625%
HK$41,870
+HK$2,096/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,548/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,915
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,032
−HK$1,135/mo
Today · 4.125%
HK$38,167
baseline
▲ 0.50% · 4.625%
HK$40,489
+HK$2,322/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,334/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,955
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,026
−HK$1,087/mo
Today · 4.125%
HK$42,113
baseline
▲ 0.50% · 4.625%
HK$44,333
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,226/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,504 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).