▼ 0.50% · 3.625%
HK$20,118
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,744
−HK$636/mo
Today · 4.125%
HK$21,380
baseline
▲ 0.50% · 4.625%
HK$22,680
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,760/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,381
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$609/mo
Today · 4.125%
HK$23,590
baseline
▲ 0.50% · 4.625%
HK$24,834
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,180/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,130
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,818
−HK$700/mo
Today · 4.125%
HK$23,518
baseline
▲ 0.50% · 4.625%
HK$24,949
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,036/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,619
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,279
−HK$670/mo
Today · 4.125%
HK$25,949
baseline
▲ 0.50% · 4.625%
HK$27,317
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,898/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,142
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,893
−HK$762/mo
Today · 4.125%
HK$25,655
baseline
▲ 0.50% · 4.625%
HK$27,217
+HK$1,562/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,310/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,857
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$730/mo
Today · 4.125%
HK$28,308
baseline
▲ 0.50% · 4.625%
HK$29,800
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,616/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,153
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,967
−HK$826/mo
Today · 4.125%
HK$27,793
baseline
▲ 0.50% · 4.625%
HK$29,485
+HK$1,692/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,586/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,095
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,876
−HK$791/mo
Today · 4.125%
HK$30,667
baseline
▲ 0.50% · 4.625%
HK$32,284
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,334/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,165
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$890/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,753
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,333
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,174
−HK$852/mo
Today · 4.125%
HK$33,026
baseline
▲ 0.50% · 4.625%
HK$34,767
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,052/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,177
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,116
−HK$953/mo
Today · 4.125%
HK$32,069
baseline
▲ 0.50% · 4.625%
HK$34,021
+HK$1,952/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,138/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,572
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$913/mo
Today · 4.125%
HK$35,385
baseline
▲ 0.50% · 4.625%
HK$37,251
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,770/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,189
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,190
−HK$1,017/mo
Today · 4.125%
HK$34,207
baseline
▲ 0.50% · 4.625%
HK$36,289
+HK$2,082/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,414/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,810
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,770
−HK$974/mo
Today · 4.125%
HK$37,744
baseline
▲ 0.50% · 4.625%
HK$39,734
+HK$1,990/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,488/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,201
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,264
−HK$1,081/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,557
+HK$2,212/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,048
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,068
−HK$1,035/mo
Today · 4.125%
HK$40,103
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,114/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,206/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,212
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,339
−HK$1,144/mo
Today · 4.125%
HK$38,483
baseline
▲ 0.50% · 4.625%
HK$40,825
+HK$2,342/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,966/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,286
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,366
−HK$1,096/mo
Today · 4.125%
HK$42,462
baseline
▲ 0.50% · 4.625%
HK$44,701
+HK$2,239/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,924/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,681 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).