▼ 0.50% · 3.625%
HK$18,751
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,335
−HK$592/mo
Today · 4.125%
HK$19,927
baseline
▲ 0.50% · 4.625%
HK$21,140
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,854/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,861
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,420
−HK$568/mo
Today · 4.125%
HK$21,988
baseline
▲ 0.50% · 4.625%
HK$23,147
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,976/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,626
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,268
−HK$652/mo
Today · 4.125%
HK$21,920
baseline
▲ 0.50% · 4.625%
HK$23,254
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,840/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,947
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,562
−HK$624/mo
Today · 4.125%
HK$24,186
baseline
▲ 0.50% · 4.625%
HK$25,461
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,372/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,502
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,201
−HK$712/mo
Today · 4.125%
HK$23,913
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,826/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,033
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$681/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,776
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$770/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,482
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,119
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,846
−HK$738/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,091
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$830/mo
Today · 4.125%
HK$27,898
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,796/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,205
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,988
−HK$795/mo
Today · 4.125%
HK$30,783
baseline
▲ 0.50% · 4.625%
HK$32,405
+HK$1,622/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,566/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,127
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,002
−HK$889/mo
Today · 4.125%
HK$29,891
baseline
▲ 0.50% · 4.625%
HK$31,710
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,782/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,291
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,130
−HK$851/mo
Today · 4.125%
HK$32,981
baseline
▲ 0.50% · 4.625%
HK$34,720
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,962/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,002
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,935
−HK$948/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,940/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,377
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$908/mo
Today · 4.125%
HK$35,180
baseline
▲ 0.50% · 4.625%
HK$37,035
+HK$1,855/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,360/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,877
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,869
−HK$1,007/mo
Today · 4.125%
HK$33,876
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$2,061/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,752/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,463
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,414
−HK$965/mo
Today · 4.125%
HK$37,379
baseline
▲ 0.50% · 4.625%
HK$39,349
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,758/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,752
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,802
−HK$1,067/mo
Today · 4.125%
HK$35,869
baseline
▲ 0.50% · 4.625%
HK$38,051
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,738/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,549
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,556
−HK$1,022/mo
Today · 4.125%
HK$39,578
baseline
▲ 0.50% · 4.625%
HK$41,664
+HK$2,086/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,156/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,700 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).