▼ 0.50% · 3.625%
HK$19,710
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,323
−HK$623/mo
Today · 4.125%
HK$20,946
baseline
▲ 0.50% · 4.625%
HK$22,221
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,892/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,928
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,516
−HK$596/mo
Today · 4.125%
HK$23,112
baseline
▲ 0.50% · 4.625%
HK$24,330
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,224/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,681
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$685/mo
Today · 4.125%
HK$23,041
baseline
▲ 0.50% · 4.625%
HK$24,443
+HK$1,402/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,082/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,120
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,767
−HK$656/mo
Today · 4.125%
HK$25,423
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,846/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,652
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,388
−HK$748/mo
Today · 4.125%
HK$25,136
baseline
▲ 0.50% · 4.625%
HK$26,665
+HK$1,529/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,272/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,313
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$716/mo
Today · 4.125%
HK$27,735
baseline
▲ 0.50% · 4.625%
HK$29,197
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,470/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,623
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$810/mo
Today · 4.125%
HK$27,230
baseline
▲ 0.50% · 4.625%
HK$28,887
+HK$1,657/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,460/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,506
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$776/mo
Today · 4.125%
HK$30,046
baseline
▲ 0.50% · 4.625%
HK$31,630
+HK$1,584/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,092/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,594
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,453
−HK$872/mo
Today · 4.125%
HK$29,325
baseline
▲ 0.50% · 4.625%
HK$31,109
+HK$1,784/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,650/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,699
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,522
−HK$835/mo
Today · 4.125%
HK$32,357
baseline
▲ 0.50% · 4.625%
HK$34,063
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,714/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,485
−HK$934/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,331
+HK$1,912/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,891
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,773
−HK$895/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,496
+HK$1,828/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,536
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,517
−HK$997/mo
Today · 4.125%
HK$33,514
baseline
▲ 0.50% · 4.625%
HK$35,553
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,028/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,084
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,025
−HK$954/mo
Today · 4.125%
HK$36,979
baseline
▲ 0.50% · 4.625%
HK$38,929
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,958/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,507
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,550
−HK$1,059/mo
Today · 4.125%
HK$35,609
baseline
▲ 0.50% · 4.625%
HK$37,775
+HK$2,166/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,218/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,277
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,276
−HK$1,015/mo
Today · 4.125%
HK$39,291
baseline
▲ 0.50% · 4.625%
HK$41,362
+HK$2,071/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,582/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,582
−HK$1,121/mo
Today · 4.125%
HK$37,703
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,295/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,406/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,528
−HK$1,074/mo
Today · 4.125%
HK$41,602
baseline
▲ 0.50% · 4.625%
HK$43,795
+HK$2,193/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,204/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).