▼ 0.50% · 3.625%
HK$22,758
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,466
−HK$719/mo
Today · 4.125%
HK$24,185
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,370/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,997
−HK$689/mo
Today · 4.125%
HK$26,686
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,372/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,034
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,813
−HK$791/mo
Today · 4.125%
HK$26,604
baseline
▲ 0.50% · 4.625%
HK$28,223
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,208/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,850
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,597
−HK$758/mo
Today · 4.125%
HK$29,355
baseline
▲ 0.50% · 4.625%
HK$30,902
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,710/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,310
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,160
−HK$863/mo
Today · 4.125%
HK$29,023
baseline
▲ 0.50% · 4.625%
HK$30,789
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,046/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,382
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,197
−HK$827/mo
Today · 4.125%
HK$32,024
baseline
▲ 0.50% · 4.625%
HK$33,712
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,048/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$935/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,354
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,914
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,797
−HK$895/mo
Today · 4.125%
HK$34,692
baseline
▲ 0.50% · 4.625%
HK$36,521
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,384/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,862
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$1,007/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,920
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,446
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,396
−HK$965/mo
Today · 4.125%
HK$37,361
baseline
▲ 0.50% · 4.625%
HK$39,330
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,722/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$1,079/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,978
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,996
−HK$1,033/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,413
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,546
−HK$1,151/mo
Today · 4.125%
HK$38,697
baseline
▲ 0.50% · 4.625%
HK$41,051
+HK$2,354/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,394/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,509
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,596
−HK$1,102/mo
Today · 4.125%
HK$42,698
baseline
▲ 0.50% · 4.625%
HK$44,949
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,396/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,689
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,893
−HK$1,222/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,617
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,041
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,196
−HK$1,171/mo
Today · 4.125%
HK$45,367
baseline
▲ 0.50% · 4.625%
HK$47,758
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,734/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,965
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,239
−HK$1,295/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$46,183
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,573
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,795
−HK$1,240/mo
Today · 4.125%
HK$48,035
baseline
▲ 0.50% · 4.625%
HK$50,567
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,070/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).