▼ 0.50% · 3.625%
HK$19,836
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,453
−HK$627/mo
Today · 4.125%
HK$21,080
baseline
▲ 0.50% · 4.625%
HK$22,363
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,160/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,659
−HK$601/mo
Today · 4.125%
HK$23,260
baseline
▲ 0.50% · 4.625%
HK$24,486
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,520/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,820
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$689/mo
Today · 4.125%
HK$23,188
baseline
▲ 0.50% · 4.625%
HK$24,599
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,376/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,274
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,925
−HK$661/mo
Today · 4.125%
HK$25,586
baseline
▲ 0.50% · 4.625%
HK$26,935
+HK$1,349/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,172/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,804
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,544
−HK$752/mo
Today · 4.125%
HK$25,296
baseline
▲ 0.50% · 4.625%
HK$26,835
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,592/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,481
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,191
−HK$721/mo
Today · 4.125%
HK$27,912
baseline
▲ 0.50% · 4.625%
HK$29,383
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,824/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,787
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$815/mo
Today · 4.125%
HK$27,404
baseline
▲ 0.50% · 4.625%
HK$29,072
+HK$1,668/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,808/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,688
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,457
−HK$781/mo
Today · 4.125%
HK$30,238
baseline
▲ 0.50% · 4.625%
HK$31,832
+HK$1,594/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,476/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,771
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$877/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,308
+HK$1,796/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,024/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,895
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,723
−HK$841/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,280
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,680
−HK$940/mo
Today · 4.125%
HK$31,620
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,924/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,240/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,989
−HK$901/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$36,729
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,738
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$1,003/mo
Today · 4.125%
HK$33,728
baseline
▲ 0.50% · 4.625%
HK$35,781
+HK$2,053/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,456/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,308
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,255
−HK$961/mo
Today · 4.125%
HK$37,216
baseline
▲ 0.50% · 4.625%
HK$39,178
+HK$1,962/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,432/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,722
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$1,065/mo
Today · 4.125%
HK$35,836
baseline
▲ 0.50% · 4.625%
HK$38,017
+HK$2,181/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,672/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,515
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,521
−HK$1,021/mo
Today · 4.125%
HK$39,542
baseline
▲ 0.50% · 4.625%
HK$41,626
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,084/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,705
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,816
−HK$1,128/mo
Today · 4.125%
HK$37,944
baseline
▲ 0.50% · 4.625%
HK$40,253
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,888/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,722
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,787
−HK$1,081/mo
Today · 4.125%
HK$41,868
baseline
▲ 0.50% · 4.625%
HK$44,075
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,736/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,975 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).