▼ 0.50% · 3.625%
HK$18,914
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,502
−HK$598/mo
Today · 4.125%
HK$20,100
baseline
▲ 0.50% · 4.625%
HK$21,323
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,200/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,041
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,606
−HK$572/mo
Today · 4.125%
HK$22,178
baseline
▲ 0.50% · 4.625%
HK$23,347
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,356/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,805
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,452
−HK$658/mo
Today · 4.125%
HK$22,110
baseline
▲ 0.50% · 4.625%
HK$23,455
+HK$1,345/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,220/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,145
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,766
−HK$630/mo
Today · 4.125%
HK$24,396
baseline
▲ 0.50% · 4.625%
HK$25,682
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,792/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$718/mo
Today · 4.125%
HK$24,120
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,240/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,250
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,927
−HK$687/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,353
−HK$777/mo
Today · 4.125%
HK$26,130
baseline
▲ 0.50% · 4.625%
HK$27,720
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,260/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,354
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,087
−HK$745/mo
Today · 4.125%
HK$28,832
baseline
▲ 0.50% · 4.625%
HK$30,351
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,664/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,479
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,303
−HK$837/mo
Today · 4.125%
HK$28,140
baseline
▲ 0.50% · 4.625%
HK$29,852
+HK$1,712/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,280/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,458
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,248
−HK$801/mo
Today · 4.125%
HK$31,049
baseline
▲ 0.50% · 4.625%
HK$32,686
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,098/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,371
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,253
−HK$897/mo
Today · 4.125%
HK$30,150
baseline
▲ 0.50% · 4.625%
HK$31,984
+HK$1,834/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,300/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,562
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,408
−HK$859/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,021
+HK$1,754/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$957/mo
Today · 4.125%
HK$32,160
baseline
▲ 0.50% · 4.625%
HK$34,116
+HK$1,956/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,320/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,666
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,569
−HK$916/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,355
+HK$1,870/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,153
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$1,017/mo
Today · 4.125%
HK$34,170
baseline
▲ 0.50% · 4.625%
HK$36,249
+HK$2,079/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,340/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,770
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,730
−HK$973/mo
Today · 4.125%
HK$37,703
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$1,987/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,406/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$1,076/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,381
+HK$2,201/mo
Deposit HK$829K · loan HK$7.47M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,874
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,890
−HK$1,031/mo
Today · 4.125%
HK$39,921
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,104/mo
Deposit HK$829K · loan HK$7.47M · min. income ≈ HK$79,842/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,837 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).