▼ 0.50% · 3.625%
HK$19,000
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,591
−HK$601/mo
Today · 4.125%
HK$20,192
baseline
▲ 0.50% · 4.625%
HK$21,420
+HK$1,228/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,384/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,137
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,704
−HK$575/mo
Today · 4.125%
HK$22,279
baseline
▲ 0.50% · 4.625%
HK$23,454
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,558/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,900
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,550
−HK$661/mo
Today · 4.125%
HK$22,211
baseline
▲ 0.50% · 4.625%
HK$23,562
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,422/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,251
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,875
−HK$632/mo
Today · 4.125%
HK$24,507
baseline
▲ 0.50% · 4.625%
HK$25,799
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,014/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,800
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,509
−HK$721/mo
Today · 4.125%
HK$24,230
baseline
▲ 0.50% · 4.625%
HK$25,704
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,460/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$690/mo
Today · 4.125%
HK$26,735
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,410/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,470/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,700
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$781/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$747/mo
Today · 4.125%
HK$28,963
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,926/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,600
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$840/mo
Today · 4.125%
HK$28,268
baseline
▲ 0.50% · 4.625%
HK$29,988
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,536/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,386
−HK$805/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$32,835
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,500
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,387
−HK$900/mo
Today · 4.125%
HK$30,287
baseline
▲ 0.50% · 4.625%
HK$32,130
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,574/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,706
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,556
−HK$863/mo
Today · 4.125%
HK$33,419
baseline
▲ 0.50% · 4.625%
HK$35,181
+HK$1,762/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,838/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,400
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,346
−HK$961/mo
Today · 4.125%
HK$32,307
baseline
▲ 0.50% · 4.625%
HK$34,272
+HK$1,965/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,614/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,820
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$920/mo
Today · 4.125%
HK$35,647
baseline
▲ 0.50% · 4.625%
HK$37,526
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,294/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,300
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$1,021/mo
Today · 4.125%
HK$34,326
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$2,088/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,652/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,934
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,897
−HK$978/mo
Today · 4.125%
HK$37,875
baseline
▲ 0.50% · 4.625%
HK$39,871
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,750/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,200
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,264
−HK$1,081/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,556
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,047
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,068
−HK$1,035/mo
Today · 4.125%
HK$40,103
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,206/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,974 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).