▼ 0.50% · 3.625%
HK$20,097
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,722
−HK$635/mo
Today · 4.125%
HK$21,357
baseline
▲ 0.50% · 4.625%
HK$22,657
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,714/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,358
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,958
−HK$608/mo
Today · 4.125%
HK$23,566
baseline
▲ 0.50% · 4.625%
HK$24,808
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,132/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,107
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,795
−HK$698/mo
Today · 4.125%
HK$23,493
baseline
▲ 0.50% · 4.625%
HK$24,923
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$46,986/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,594
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$669/mo
Today · 4.125%
HK$25,922
baseline
▲ 0.50% · 4.625%
HK$27,289
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,844/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,117
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,867
−HK$762/mo
Today · 4.125%
HK$25,629
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,559/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,258/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,830
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,549
−HK$730/mo
Today · 4.125%
HK$28,279
baseline
▲ 0.50% · 4.625%
HK$29,770
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,558/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,126
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,939
−HK$826/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,454
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,065
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,845
−HK$791/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,250
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,136
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,011
−HK$889/mo
Today · 4.125%
HK$29,900
baseline
▲ 0.50% · 4.625%
HK$31,720
+HK$1,820/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,800/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,301
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,141
−HK$851/mo
Today · 4.125%
HK$32,992
baseline
▲ 0.50% · 4.625%
HK$34,731
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,984/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,146
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$952/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,986
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,537
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,436
−HK$913/mo
Today · 4.125%
HK$35,349
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,698/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,156
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,156
−HK$1,016/mo
Today · 4.125%
HK$34,172
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$2,079/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,344/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,773
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$973/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,693
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,165
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,228
−HK$1,080/mo
Today · 4.125%
HK$36,308
baseline
▲ 0.50% · 4.625%
HK$38,517
+HK$2,209/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,616/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,009
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,028
−HK$1,034/mo
Today · 4.125%
HK$40,062
baseline
▲ 0.50% · 4.625%
HK$42,174
+HK$2,112/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,124/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,175
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,300
−HK$1,143/mo
Today · 4.125%
HK$38,443
baseline
▲ 0.50% · 4.625%
HK$40,783
+HK$2,340/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,886/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,244
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,324
−HK$1,095/mo
Today · 4.125%
HK$42,419
baseline
▲ 0.50% · 4.625%
HK$44,655
+HK$2,236/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,838/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,408 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).