▼ 0.50% · 3.625%
HK$18,399
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,971
−HK$582/mo
Today · 4.125%
HK$19,553
baseline
▲ 0.50% · 4.625%
HK$20,742
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,106/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,469
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,018
−HK$557/mo
Today · 4.125%
HK$21,575
baseline
▲ 0.50% · 4.625%
HK$22,712
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,150/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,239
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,868
−HK$640/mo
Today · 4.125%
HK$21,508
baseline
▲ 0.50% · 4.625%
HK$22,817
+HK$1,309/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,016/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,516
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$613/mo
Today · 4.125%
HK$23,732
baseline
▲ 0.50% · 4.625%
HK$24,983
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,464/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,079
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$697/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,891
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,562
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,221
−HK$668/mo
Today · 4.125%
HK$25,889
baseline
▲ 0.50% · 4.625%
HK$27,254
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,778/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,919
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,663
−HK$756/mo
Today · 4.125%
HK$25,419
baseline
▲ 0.50% · 4.625%
HK$26,965
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,838/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,609
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,323
−HK$724/mo
Today · 4.125%
HK$28,047
baseline
▲ 0.50% · 4.625%
HK$29,525
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,094/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,759
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,560
−HK$814/mo
Today · 4.125%
HK$27,374
baseline
▲ 0.50% · 4.625%
HK$29,039
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,748/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,656
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,425
−HK$779/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$31,796
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,598
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,457
−HK$872/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$31,114
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,703
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,526
−HK$836/mo
Today · 4.125%
HK$32,362
baseline
▲ 0.50% · 4.625%
HK$34,068
+HK$1,706/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,724/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$930/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$33,188
+HK$1,904/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,750
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,628
−HK$891/mo
Today · 4.125%
HK$34,519
baseline
▲ 0.50% · 4.625%
HK$36,339
+HK$1,820/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,038/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,278
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,251
−HK$989/mo
Today · 4.125%
HK$33,240
baseline
▲ 0.50% · 4.625%
HK$35,262
+HK$2,022/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,480/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,797
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,730
−HK$947/mo
Today · 4.125%
HK$36,677
baseline
▲ 0.50% · 4.625%
HK$38,610
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,354/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,118
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$1,047/mo
Today · 4.125%
HK$35,195
baseline
▲ 0.50% · 4.625%
HK$37,336
+HK$2,141/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,390/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,844
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,002/mo
Today · 4.125%
HK$38,834
baseline
▲ 0.50% · 4.625%
HK$40,881
+HK$2,047/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,668/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,065 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).