▼ 0.50% · 3.625%
HK$19,548
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,156
−HK$618/mo
Today · 4.125%
HK$20,774
baseline
▲ 0.50% · 4.625%
HK$22,038
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,548/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,747
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,330
−HK$592/mo
Today · 4.125%
HK$22,922
baseline
▲ 0.50% · 4.625%
HK$24,130
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,844/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,503
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,172
−HK$679/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,922
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$651/mo
Today · 4.125%
HK$25,214
baseline
▲ 0.50% · 4.625%
HK$26,543
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,428/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,187
−HK$742/mo
Today · 4.125%
HK$24,929
baseline
▲ 0.50% · 4.625%
HK$26,446
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,858/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,097
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,796
−HK$710/mo
Today · 4.125%
HK$27,506
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,012/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,413
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,203
−HK$803/mo
Today · 4.125%
HK$27,006
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,012/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$770/mo
Today · 4.125%
HK$29,799
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,570/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,598/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,367
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,219
−HK$865/mo
Today · 4.125%
HK$29,084
baseline
▲ 0.50% · 4.625%
HK$30,853
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,168/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,446
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,262
−HK$829/mo
Today · 4.125%
HK$32,091
baseline
▲ 0.50% · 4.625%
HK$33,782
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,182/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$927/mo
Today · 4.125%
HK$31,161
baseline
▲ 0.50% · 4.625%
HK$33,057
+HK$1,896/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,322/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,621
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$887/mo
Today · 4.125%
HK$34,383
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,766/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,277
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,250
−HK$988/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$35,261
+HK$2,023/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,729
−HK$946/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$1,933/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,232
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,266
−HK$1,050/mo
Today · 4.125%
HK$35,316
baseline
▲ 0.50% · 4.625%
HK$37,465
+HK$2,149/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,632/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,970
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,962
−HK$1,005/mo
Today · 4.125%
HK$38,967
baseline
▲ 0.50% · 4.625%
HK$41,021
+HK$2,054/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,934/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,187
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$1,112/mo
Today · 4.125%
HK$37,393
baseline
▲ 0.50% · 4.625%
HK$39,668
+HK$2,275/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$74,786/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,145
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,195
−HK$1,065/mo
Today · 4.125%
HK$41,260
baseline
▲ 0.50% · 4.625%
HK$43,435
+HK$2,175/mo
Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$82,520/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).