▼ 0.50% · 3.625%
HK$19,452
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,057
−HK$615/mo
Today · 4.125%
HK$20,672
baseline
▲ 0.50% · 4.625%
HK$21,930
+HK$1,258/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,344/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,641
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,221
−HK$589/mo
Today · 4.125%
HK$22,810
baseline
▲ 0.50% · 4.625%
HK$24,012
+HK$1,202/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,620/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,398
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$676/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$648/mo
Today · 4.125%
HK$25,091
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,182/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,343
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,069
−HK$738/mo
Today · 4.125%
HK$24,807
baseline
▲ 0.50% · 4.625%
HK$26,316
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,614/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,969
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,665
−HK$707/mo
Today · 4.125%
HK$27,372
baseline
▲ 0.50% · 4.625%
HK$28,814
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,744/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,075
−HK$799/mo
Today · 4.125%
HK$26,874
baseline
▲ 0.50% · 4.625%
HK$28,509
+HK$1,635/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,748/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$766/mo
Today · 4.125%
HK$29,653
baseline
▲ 0.50% · 4.625%
HK$31,216
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,306/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$861/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,702
+HK$1,761/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$825/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,179
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,086
−HK$922/mo
Today · 4.125%
HK$31,008
baseline
▲ 0.50% · 4.625%
HK$32,895
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,016/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,461
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$884/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,018
+HK$1,803/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,124
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,092
−HK$984/mo
Today · 4.125%
HK$33,076
baseline
▲ 0.50% · 4.625%
HK$35,088
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,152/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,625
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,554
−HK$942/mo
Today · 4.125%
HK$36,496
baseline
▲ 0.50% · 4.625%
HK$38,419
+HK$1,923/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,992/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,069
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$1,045/mo
Today · 4.125%
HK$35,143
baseline
▲ 0.50% · 4.625%
HK$37,281
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,286/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,789
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,776
−HK$1,001/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$40,820
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,107/mo
Today · 4.125%
HK$37,210
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,264/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,420/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,953
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,059/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,165/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).