▼ 0.50% · 3.625%
HK$4,040
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$127/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$261/mo
Deposit HK$886K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$122/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$250/mo
Deposit HK$886K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,582
−HK$140/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$288/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$135/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$274/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$153/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$313/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,538
−HK$147/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$299/mo
Deposit HK$709K · loan HK$1.06M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$166/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$340/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$159/mo
Today · 4.125%
HK$6,158
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$325/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$12,316/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$178/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,376
+HK$366/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,461
−HK$171/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$350/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$192/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,832
+HK$392/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$184/mo
Today · 4.125%
HK$7,106
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$374/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,212/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$204/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$418/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,191
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,384
−HK$195/mo
Today · 4.125%
HK$7,579
baseline
▲ 0.50% · 4.625%
HK$7,979
+HK$400/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,158/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,868
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,081
−HK$217/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,640
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,845
−HK$208/mo
Today · 4.125%
HK$8,053
baseline
▲ 0.50% · 4.625%
HK$8,478
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,106/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$230/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,198
+HK$470/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,090
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$220/mo
Today · 4.125%
HK$8,527
baseline
▲ 0.50% · 4.625%
HK$8,976
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,054/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).