▼ 0.50% · 3.625%
HK$4,155
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,284
−HK$131/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$269/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,622
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$126/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$256/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,570
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$145/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$295/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$139/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$282/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$157/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$322/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,546
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$151/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,692/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$171/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,089
+HK$349/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$163/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,667
+HK$334/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$184/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$176/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,180
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,426
−HK$197/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$403/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$188/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,693
+HK$386/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,647
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$210/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,494
+HK$430/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,395
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$202/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,205
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,063
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,282
−HK$224/mo
Today · 4.125%
HK$7,506
baseline
▲ 0.50% · 4.625%
HK$7,962
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,012/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,857
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,068
−HK$214/mo
Today · 4.125%
HK$8,282
baseline
▲ 0.50% · 4.625%
HK$8,718
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,564/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,478
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,711
−HK$236/mo
Today · 4.125%
HK$7,947
baseline
▲ 0.50% · 4.625%
HK$8,431
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,894/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,319
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,543
−HK$226/mo
Today · 4.125%
HK$8,769
baseline
▲ 0.50% · 4.625%
HK$9,231
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,538/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).