Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$180K, with repayments around HK$7,850/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,700/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 142 Saleable ft²
- Gross Area
- 247 ft²
- Efficiency
- 57%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-29 | HK$2.57M | +4.9% 3.3y · 2.0%/yr |
| 2017-11-22 | HK$2.45M | +18.8% 1.5y · 13.0%/yr |
| 2016-05-23 | HK$2.06M | +119.1% 5.4y · 22.0%/yr |
| 2011-01-18 | HK$940K | +5.6% |
| 2010-12-03 | HK$890K | +4.7% |
| 1998-02-07 | HK$850K | — |