▼ 0.50% · 3.625%
HK$4,052
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$128/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$123/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$251/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$140/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$289/mo
Deposit HK$800K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$276/mo
Deposit HK$800K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$154/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$314/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$147/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$301/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$167/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$340/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$159/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$326/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,849
−HK$179/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,395
+HK$367/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,311
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$172/mo
Today · 4.125%
HK$6,652
baseline
▲ 0.50% · 4.625%
HK$7,002
+HK$350/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,304/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$192/mo
Today · 4.125%
HK$6,459
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,918/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,761
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,943
−HK$184/mo
Today · 4.125%
HK$7,127
baseline
▲ 0.50% · 4.625%
HK$7,502
+HK$375/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,254/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,483
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,685
−HK$204/mo
Today · 4.125%
HK$6,889
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$420/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,778/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,212
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,406
−HK$196/mo
Today · 4.125%
HK$7,602
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$401/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,204/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,888
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,102
−HK$218/mo
Today · 4.125%
HK$7,320
baseline
▲ 0.50% · 4.625%
HK$7,765
+HK$445/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,640/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,663
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,868
−HK$209/mo
Today · 4.125%
HK$8,077
baseline
▲ 0.50% · 4.625%
HK$8,503
+HK$426/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,154/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,293
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,520
−HK$231/mo
Today · 4.125%
HK$7,751
baseline
▲ 0.50% · 4.625%
HK$8,222
+HK$471/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,502/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,114
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,331
−HK$221/mo
Today · 4.125%
HK$8,552
baseline
▲ 0.50% · 4.625%
HK$9,003
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,104/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).