▼ 0.50% · 3.625%
HK$4,156
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$132/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$268/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$126/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$257/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$144/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$296/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$139/mo
Today · 4.125%
HK$5,361
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$282/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,722/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$158/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$322/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$151/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$171/mo
Today · 4.125%
HK$5,742
baseline
▲ 0.50% · 4.625%
HK$6,091
+HK$349/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$11,484/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,011
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$163/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$334/mo
Deposit HK$638K · loan HK$1.18M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$184/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$177/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$359/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$197/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,121
−HK$189/mo
Today · 4.125%
HK$7,310
baseline
▲ 0.50% · 4.625%
HK$7,695
+HK$385/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,620/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,856
−HK$211/mo
Today · 4.125%
HK$7,067
baseline
▲ 0.50% · 4.625%
HK$7,497
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,134/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,398
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,596
−HK$201/mo
Today · 4.125%
HK$7,797
baseline
▲ 0.50% · 4.625%
HK$8,208
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,594/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,065
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,285
−HK$223/mo
Today · 4.125%
HK$7,508
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$457/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,016/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,860
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,071
−HK$214/mo
Today · 4.125%
HK$8,285
baseline
▲ 0.50% · 4.625%
HK$8,721
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,570/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,481
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,713
−HK$237/mo
Today · 4.125%
HK$7,950
baseline
▲ 0.50% · 4.625%
HK$8,434
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,900/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,322
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,545
−HK$227/mo
Today · 4.125%
HK$8,772
baseline
▲ 0.50% · 4.625%
HK$9,234
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,544/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).