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At today's rate and a 90% mortgage, the deposit on this unit is about HK$236K, with repayments around HK$10,292/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$236K · loan HK$2.12M · min. income ≈ HK$20,584/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 187 Saleable ft²
- Gross Area
- 334 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-04 | HK$3.24M | +7.9% 3.4y · 2.0%/yr |
| 2018-01-11 | HK$3.00M | +50.0% 3.0y · 16.0%/yr |
| 2014-12-18 | HK$2.00M | +124.7% |
| 2009-10-21 | HK$890K | +18.7% |
| 2000-07-10 | HK$750K | −41.9% |
| 1997-07-29 | HK$1.29M | +26.5% |
| 1997-05-09 | HK$1.02M | — |