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12/F C

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3/F A 187 ft² 3/F B 142 ft² 3/F C 142 ft² 3/F D 187 ft² 4/F A 187 ft² 4/F B 142 ft² 4/F C 142 ft² 5/F A 187 ft² 5/F B 142 ft² 5/F D 190 ft² 6/F A 187 ft² 6/F B 142 ft² 6/F D 187 ft² 7/F A 187 ft² 7/F B 140 ft² 7/F C 142 ft² 7/F D 187 ft² 8/F B 142 ft² 8/F C 142 ft² 9/F B 142 ft² 9/F C 142 ft² 9/F D 187 ft² 10/F A 187 ft² 10/F B 142 ft² 10/F C 142 ft² 10/F D 190 ft² 11/F A 187 ft² 11/F B 142 ft² 11/F D 187 ft² 12/F B 142 ft² 12/F C 142 ft² 12/F D 187 ft² 13/F A 187 ft² 13/F B 142 ft² 13/F C 142 ft² 13/F D 187 ft² 14/F A 187 ft² 14/F B 142 ft² 14/F C 142 ft² 14/F D 187 ft² 15/F A 187 ft² 15/F B 142 ft² 15/F D 187 ft² 16/F A 187 ft² 16/F B 142 ft² 16/F C 142 ft² 16/F D 187 ft² 17/F B 142 ft² 17/F D 187 ft² 18/F B 142 ft² 18/F C 142 ft² 19/F B 142 ft² 19/F C 142 ft² 19/F D 187 ft² 20/F B 142 ft² 20/F C 140 ft² 20/F D 190 ft² 21/F A 187 ft² 21/F B 142 ft² 22/F A 187 ft² 22/F B 142 ft² 22/F C 142 ft² 22/F D 187 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$1.86M

≈ HK$13,086 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$186K, with repayments around HK$8,105/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$7,627

−HK$478/mo

▼ 0.25% · 3.875%

HK$7,864

−HK$241/mo

Today · 4.125%

HK$8,105

baseline

▲ 0.50% · 4.625%

HK$8,598

+HK$493/mo

Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,210/mo (50% DSR)

Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Cheung Sha Wan Station

≈ 6 min walk · 471 m

Education

schools within 1 km (18 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: C
Saleable Area: 142 Saleable ft²
Gross Area: 247 ft²
Efficiency: 57%
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-02-18	HK$2.64M	+23.8% 3.3y · 7.0%/yr	HK$18,578	HK$10,680
2016-11-03	HK$2.13M	+106.8% 5.2y · 21.0%/yr	HK$15,000	HK$8,624
2011-08-17	HK$1.03M	+114.6%	HK$7,254	HK$4,170
2007-11-07	HK$480K	−47.3%	HK$3,380	HK$1,943
1996-10-18	HK$910K	—	HK$6,408	HK$3,684

Other appraised units in this building

Data sourced from Renavon.com