▼ 0.50% · 3.625%
HK$4,220
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$133/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$273/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$128/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$261/mo
Deposit HK$925K · loan HK$925K · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$147/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$300/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$141/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$287/mo
Deposit HK$833K · loan HK$1.02M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$160/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$328/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$153/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$313/mo
Deposit HK$740K · loan HK$1.11M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$174/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$166/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,908
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,092
−HK$186/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,660
+HK$382/mo
Deposit HK$555K · loan HK$1.30M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,749
−HK$178/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,293
+HK$366/mo
Deposit HK$555K · loan HK$1.30M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,527
−HK$200/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,136
+HK$409/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,042
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$191/mo
Today · 4.125%
HK$7,422
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,844/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,752
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,962
−HK$213/mo
Today · 4.125%
HK$7,175
baseline
▲ 0.50% · 4.625%
HK$7,612
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,350/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,511
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,713
−HK$204/mo
Today · 4.125%
HK$7,917
baseline
▲ 0.50% · 4.625%
HK$8,334
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,834/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,174
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,397
−HK$227/mo
Today · 4.125%
HK$7,624
baseline
▲ 0.50% · 4.625%
HK$8,087
+HK$463/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,248/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,981
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,195
−HK$217/mo
Today · 4.125%
HK$8,412
baseline
▲ 0.50% · 4.625%
HK$8,855
+HK$443/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,824/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,596
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,832
−HK$240/mo
Today · 4.125%
HK$8,072
baseline
▲ 0.50% · 4.625%
HK$8,563
+HK$491/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,144/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,450
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,677
−HK$230/mo
Today · 4.125%
HK$8,907
baseline
▲ 0.50% · 4.625%
HK$9,376
+HK$469/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,814/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).