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Crescira AVM · estimated value Medium confidence
HK$2.35M
≈ HK$12,550 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$235K, with repayments around HK$10,236/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$9,632
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,932
−HK$304/mo
Today · 4.125%
HK$10,236
baseline
▲ 0.50% · 4.625%
HK$10,859
+HK$623/mo

Deposit HK$235K · loan HK$2.11M · min. income ≈ HK$20,472/mo (50% DSR)

Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Cheung Sha Wan Station
≈ 6 min walk · 471 m
Education
47
schools within 1 km (18 within 500 m)
Daily convenience
53
within 1 km (23 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
A
Saleable Area
187 Saleable ft²
Gross Area
334 ft²
Efficiency
56%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2013-06-05 HK$1.94M +45.9%
2011-05-31 HK$1.33M +20.9%
2010-09-17 HK$1.10M +13.4%
2010-02-12 HK$970K +12.8%
2009-09-07 HK$860K +7.5%
2009-07-24 HK$800K +25.0%
2000-03-02 HK$640K
Data sourced from Renavon.com