Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.40M
≈ HK$12,844 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$240K, with repayments around HK$10,476/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,858
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,165
−HK$311/mo
Today · 4.125%
HK$10,476
baseline
▲ 0.50% · 4.625%
HK$11,114
+HK$638/mo

Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,952/mo (50% DSR)

Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
A
Saleable Area
187 ft²
Gross Area
334 ft²
Efficiency
56%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2011-02-09 HK$1.41M +33.0%
2009-11-27 HK$1.06M +12.8%
2009-10-05 HK$940K +14.6%
2007-07-13 HK$820K +41.4%
2007-02-23 HK$580K +28.9%
2006-10-10 HK$450K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 6 min walk · 474 m
Education
49
schools within 1 km (19 within 500 m)
Daily convenience
53
within 1 km (23 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Cheung Sha Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com