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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,743/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,486/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- D
- Saleable Area
- 187 Saleable ft²
- Gross Area
- 334 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-25 | HK$3.10M | +17.9% 5.5y · 3.0%/yr |
| 2016-10-06 | HK$2.63M | +30.2% 3.1y · 10.0%/yr |
| 2013-09-09 | HK$2.02M | +106.1% |
| 2009-12-10 | HK$980K | +11.4% |
| 2009-07-08 | HK$880K | +12.8% |
| 2008-01-22 | HK$780K | — |