▼ 0.50% · 3.625%
HK$4,231
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$134/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$273/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$128/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,222
+HK$261/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$141/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$287/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,235
−HK$160/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$328/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,648
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$154/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$314/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$174/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$355/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$166/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$340/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$187/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$383/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$179/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,311
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$201/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,154
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,249
−HK$192/mo
Today · 4.125%
HK$7,441
baseline
▲ 0.50% · 4.625%
HK$7,833
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,882/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,769
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,979
−HK$214/mo
Today · 4.125%
HK$7,193
baseline
▲ 0.50% · 4.625%
HK$7,631
+HK$438/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,386/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,530
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,732
−HK$205/mo
Today · 4.125%
HK$7,937
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$419/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,874/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,192
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,416
−HK$227/mo
Today · 4.125%
HK$7,643
baseline
▲ 0.50% · 4.625%
HK$8,108
+HK$465/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,286/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,001
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,216
−HK$217/mo
Today · 4.125%
HK$8,433
baseline
▲ 0.50% · 4.625%
HK$8,878
+HK$445/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,866/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,615
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,852
−HK$241/mo
Today · 4.125%
HK$8,093
baseline
▲ 0.50% · 4.625%
HK$8,585
+HK$492/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,186/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,472
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,699
−HK$230/mo
Today · 4.125%
HK$8,929
baseline
▲ 0.50% · 4.625%
HK$9,400
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,858/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).