▼ 0.50% · 3.625%
HK$4,194
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$132/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$271/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$127/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$259/mo
Deposit HK$920K · loan HK$920K · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$146/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$298/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$140/mo
Today · 4.125%
HK$5,410
baseline
▲ 0.50% · 4.625%
HK$5,695
+HK$285/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$10,820/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$326/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$153/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$172/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$353/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$165/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$337/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,872
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,054
−HK$186/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$380/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,532
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$178/mo
Today · 4.125%
HK$6,885
baseline
▲ 0.50% · 4.625%
HK$7,248
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,770/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$199/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$406/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$191/mo
Today · 4.125%
HK$7,377
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,754/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,711
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,919
−HK$212/mo
Today · 4.125%
HK$7,131
baseline
▲ 0.50% · 4.625%
HK$7,565
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,262/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,465
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,666
−HK$203/mo
Today · 4.125%
HK$7,869
baseline
▲ 0.50% · 4.625%
HK$8,283
+HK$414/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,738/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,130
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,352
−HK$225/mo
Today · 4.125%
HK$7,577
baseline
▲ 0.50% · 4.625%
HK$8,038
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,154/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,932
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,145
−HK$215/mo
Today · 4.125%
HK$8,360
baseline
▲ 0.50% · 4.625%
HK$8,801
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,720/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,549
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,784
−HK$239/mo
Today · 4.125%
HK$8,023
baseline
▲ 0.50% · 4.625%
HK$8,511
+HK$488/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,046/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,399
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,624
−HK$228/mo
Today · 4.125%
HK$8,852
baseline
▲ 0.50% · 4.625%
HK$9,319
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,704/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).