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At today's rate and a 90% mortgage, the deposit on this unit is about HK$187K, with repayments around HK$8,167/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$16,334/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 142 Saleable ft²
- Gross Area
- 247 ft²
- Efficiency
- 57%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-19 | HK$2.91M | +10.7% 3.4y · 3.0%/yr |
| 2018-03-12 | HK$2.63M | +216.6% 7.7y · 28.0%/yr |
| 2010-06-25 | HK$830K | +69.4% |
| 2007-02-27 | HK$490K | +19.5% |
| 2006-09-21 | HK$410K | −64.0% |
| 1997-06-06 | HK$1.14M | +29.5% |
| 1997-04-15 | HK$880K | +18.9% |
| 1996-12-17 | HK$740K | — |