▼ 0.50% · 3.625%
HK$4,193
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$133/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$271/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$127/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,176
+HK$259/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$145/mo
Today · 4.125%
HK$4,901
baseline
▲ 0.50% · 4.625%
HK$5,200
+HK$299/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$9,802/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,131
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,269
−HK$139/mo
Today · 4.125%
HK$5,408
baseline
▲ 0.50% · 4.625%
HK$5,693
+HK$285/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$10,816/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$159/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$325/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$152/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,211
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$173/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$352/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$165/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,728
+HK$336/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,870
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$185/mo
Today · 4.125%
HK$6,238
baseline
▲ 0.50% · 4.625%
HK$6,618
+HK$380/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,476/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$177/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,246
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$199/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,090
+HK$406/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,997
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,185
−HK$190/mo
Today · 4.125%
HK$7,375
baseline
▲ 0.50% · 4.625%
HK$7,764
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,750/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$212/mo
Today · 4.125%
HK$7,129
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,258/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$203/mo
Today · 4.125%
HK$7,867
baseline
▲ 0.50% · 4.625%
HK$8,281
+HK$414/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,734/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,128
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,350
−HK$225/mo
Today · 4.125%
HK$7,575
baseline
▲ 0.50% · 4.625%
HK$8,036
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,150/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,930
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,142
−HK$216/mo
Today · 4.125%
HK$8,358
baseline
▲ 0.50% · 4.625%
HK$8,799
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,716/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,547
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,782
−HK$239/mo
Today · 4.125%
HK$8,021
baseline
▲ 0.50% · 4.625%
HK$8,509
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,042/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,396
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,621
−HK$229/mo
Today · 4.125%
HK$8,850
baseline
▲ 0.50% · 4.625%
HK$9,316
+HK$466/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,700/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).