▼ 0.50% · 3.625%
HK$4,151
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$131/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,680
+HK$269/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$125/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$257/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$144/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,147
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$138/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,636
+HK$282/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,981
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$157/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$151/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$308/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,396
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$170/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$349/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$163/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,661
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$184/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$375/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$176/mo
Today · 4.125%
HK$6,814
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,628/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,226
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,420
−HK$197/mo
Today · 4.125%
HK$6,617
baseline
▲ 0.50% · 4.625%
HK$7,019
+HK$402/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$13,234/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,112
−HK$189/mo
Today · 4.125%
HK$7,301
baseline
▲ 0.50% · 4.625%
HK$7,686
+HK$385/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$14,602/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,641
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,848
−HK$210/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,487
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,388
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,587
−HK$201/mo
Today · 4.125%
HK$7,788
baseline
▲ 0.50% · 4.625%
HK$8,198
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,576/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,056
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,276
−HK$223/mo
Today · 4.125%
HK$7,499
baseline
▲ 0.50% · 4.625%
HK$7,955
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,998/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,850
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,061
−HK$213/mo
Today · 4.125%
HK$8,274
baseline
▲ 0.50% · 4.625%
HK$8,710
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,548/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,471
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,704
−HK$236/mo
Today · 4.125%
HK$7,940
baseline
▲ 0.50% · 4.625%
HK$8,423
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,880/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,312
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,535
−HK$226/mo
Today · 4.125%
HK$8,761
baseline
▲ 0.50% · 4.625%
HK$9,223
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,522/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).