▼ 0.50% · 3.625%
HK$4,162
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$132/mo
Today · 4.125%
HK$4,424
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$269/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$8,848/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$126/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$257/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$145/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$139/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$283/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$730K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,706
−HK$151/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,166
+HK$309/mo
Deposit HK$730K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$171/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$349/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$164/mo
Today · 4.125%
HK$6,345
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$335/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,690/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,827
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,009
−HK$184/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$377/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,483
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,657
−HK$176/mo
Today · 4.125%
HK$6,833
baseline
▲ 0.50% · 4.625%
HK$7,193
+HK$360/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$13,666/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,438
−HK$197/mo
Today · 4.125%
HK$6,635
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$404/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,270/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,132
−HK$189/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$386/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,867
−HK$211/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,508
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,409
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,608
−HK$201/mo
Today · 4.125%
HK$7,809
baseline
▲ 0.50% · 4.625%
HK$8,221
+HK$412/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,618/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,296
−HK$224/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,978
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,872
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,083
−HK$215/mo
Today · 4.125%
HK$8,298
baseline
▲ 0.50% · 4.625%
HK$8,735
+HK$437/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,596/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,492
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,726
−HK$236/mo
Today · 4.125%
HK$7,962
baseline
▲ 0.50% · 4.625%
HK$8,447
+HK$485/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$15,924/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,335
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,559
−HK$227/mo
Today · 4.125%
HK$8,786
baseline
▲ 0.50% · 4.625%
HK$9,249
+HK$463/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$17,572/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).