▼ 0.50% · 3.625%
HK$3,467
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,574
−HK$110/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,908
+HK$224/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,960
−HK$105/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$214/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$120/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,299
+HK$247/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,356
−HK$115/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,707
+HK$236/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,160
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$132/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$269/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$126/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$257/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$142/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$292/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,148
−HK$136/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,563
+HK$279/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$154/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$313/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$164/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$336/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,785
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$157/mo
Today · 4.125%
HK$6,097
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$322/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$12,194/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$175/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,253
+HK$359/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,170
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$168/mo
Today · 4.125%
HK$6,504
baseline
▲ 0.50% · 4.625%
HK$6,847
+HK$343/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$13,008/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,076
−HK$187/mo
Today · 4.125%
HK$6,263
baseline
▲ 0.50% · 4.625%
HK$6,644
+HK$381/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,526/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,732
−HK$178/mo
Today · 4.125%
HK$6,910
baseline
▲ 0.50% · 4.625%
HK$7,275
+HK$365/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,820/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$197/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,942
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$189/mo
Today · 4.125%
HK$7,317
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$385/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,634/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).