▼ 0.50% · 3.625%
HK$3,631
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$114/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$235/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,147
−HK$110/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$225/mo
Deposit HK$796K · loan HK$796K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$126/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,502
+HK$258/mo
Deposit HK$716K · loan HK$876K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$121/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$247/mo
Deposit HK$716K · loan HK$876K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$138/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$282/mo
Deposit HK$637K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$132/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$269/mo
Deposit HK$637K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$149/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$305/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$142/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$161/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$328/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$154/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$314/mo
Deposit HK$478K · loan HK$1.11M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$353/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$336/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$183/mo
Today · 4.125%
HK$6,173
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$376/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,346/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,462
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,636
−HK$176/mo
Today · 4.125%
HK$6,812
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$359/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,624/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$195/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,958
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$186/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$207/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$423/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,465
−HK$198/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,067
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).