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At today's rate and a 90% mortgage, the deposit on this unit is about HK$157K, with repayments around HK$6,855/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,710/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G1
- Saleable Area
- 144 Saleable ft²
- Gross Area
- 187 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-02 | HK$2.04M | −3.0% 4.5y · −1.0%/yr |
| 2019-12-27 | HK$2.10M | +18.8% 0.7y |
| 2019-03-27 | HK$1.77M | +113.0% 21.0y · 5.0%/yr |
| 1998-03-26 | HK$830K | +20.3% |
| 1997-02-27 | HK$690K | — |