▼ 0.50% · 3.625%
HK$3,402
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$107/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,835
+HK$220/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,886
−HK$103/mo
Today · 4.125%
HK$3,989
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$211/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,978/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$118/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$242/mo
Deposit HK$671K · loan HK$821K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,163
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$113/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$232/mo
Deposit HK$671K · loan HK$821K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$129/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$264/mo
Deposit HK$597K · loan HK$895K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,664
−HK$123/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$252/mo
Deposit HK$597K · loan HK$895K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$140/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$522K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$134/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$273/mo
Deposit HK$522K · loan HK$970K · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$151/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$308/mo
Deposit HK$448K · loan HK$1.04M · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,299
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,441
−HK$144/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,879
+HK$294/mo
Deposit HK$448K · loan HK$1.04M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,103
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$161/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,677
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$155/mo
Today · 4.125%
HK$5,984
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$315/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,968/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$172/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$352/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$165/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$336/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,784
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$183/mo
Today · 4.125%
HK$6,146
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,292/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,607
−HK$175/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$357/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$194/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,813
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$186/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$378/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).